Journal

Writing about household money, with the evidence attached.

Every figure we publish names the organisation that measured it and links to the source. Where the research disagrees with itself, we say so rather than picking the convenient half.

2026

  • Money and mind

    The cost of not knowing where you stand

    Money is the stressor that does not go away — and the evidence says the relief comes less from having more of it than from being able to see it.

    8 min read 8 sources

  • Foundations

    Ten principles for everyday finances

    Ten decisions where large public datasets point the same way — and one where the research argues with itself.

    11 min read 10 sources

What we write about

  • FoundationsThe decisions that come before any plan — savings, debt, cost, and what the evidence says about each.
  • Money and mindWhat financial uncertainty does to people, and what the evidence says actually helps.